Fintech funding

Baselayer provides identity and risk infrastructure for financial institutions, now extending its network to AI agents. The company has raised $35 million in Series A funding to launch its Agentic Identity Suite, addressing the growing need for trust and verification in agentic commerce. This new suite offers an interoperable trust layer and fraud consortium for autonomous software acting on behalf of businesses.

BlindPay is a Brazilian crypto fintech building API infrastructure for global payments and transfers, acting as a digital bridge for firms to send, receive, and convert money across countries. This investment from Circle aims to accelerate the development of their cross-border stablecoin payments infrastructure, particularly between Brazil and the United States.

Mission Mobile is a South African fintech startup that provides smartphone financing to consumers, particularly prepaid subscribers who may not qualify for traditional contracts. Their proprietary platform, Beam, assesses customer affordability in real-time, enabling quick approvals and allowing partners to offer financing without credit risk. This new funding will support product development, customer acquisition, and workforce expansion.

NG.CASH is a digital bank targeting Gen Z, offering cryptocurrency trading and aiming to expand its product offerings in this segment. This funding round, led by Blockchain Capital, is expected to accelerate fintech innovation and reshape financial access and crypto adoption in Brazil.

Paymob is a payments infrastructure company that consolidates over 60 payment methods into a single system for merchants. They plan to use their recent funding to accelerate expansion across the MENA region and develop new products for SMEs and agentic commerce.

Ayan Capital has secured a new debt facility from Triple Point, potentially worth up to £75 million. This facility will likely support Ayan Capital's lending activities and expansion within the financial technology sector.

BharatPe is a fintech startup that provides payment solutions for merchants. The company has raised debt funding ahead of a potential IPO and is also consolidating its payment aggregator businesses into a single entity. BharatPe aims to go public when market conditions are favorable, prioritizing profitability.

Allica Bank is a digital business bank focused on serving established small and medium-sized businesses. It raised $155 million in a Series D round, marking one of the largest European FinTech deals in the first half of 2026. This funding is part of a broader trend of increasing FinTech investment in Europe.

A5X is a Brazilian financial market infrastructure company that has raised US$70 million in a Series D funding round. The investment was led by Kaszek Ventures, with participation from Mattos Filho. This funding round aims to further develop A5X's offerings within the Brazilian financial market.

Sprive is a mortgage overpayment app designed to help homeowners reduce their debt faster. The company has secured $10 million in Series A funding to further its mission of making homeownership more affordable and accessible.

Airtel Money is the mobile money business of Airtel Africa Plc, a major African wireless carrier. The company offers mobile financial services and is experiencing significant growth, with its revenue increasing by about 40% year-on-year. This IPO aims to support the long-term value creation potential of Airtel Money.

Remitly is a digital remittance service that allows users to send money internationally. The company focuses on providing a fast, affordable, and transparent way for individuals to transfer funds to loved ones abroad. This funding round aims to further expand its services and reach.

Ryft is a Manchester-based payments company that builds payment solutions for marketplaces, platforms, and multi-location businesses. They help manage seller onboarding and complex transaction flows through a single integration. This Series B funding will support their expansion into Europe and the US, accelerate product development, and move upmarket.

Cornerstone Community Bank is a newly chartered bank in Kentucky, facing significant startup costs and regulatory requirements. The bank successfully raised approximately $27 million, exceeding the $20 million initial capital requirement set by regulators, to fund its operations and loan book.

Notes·fm is a music-fintech startup providing financial accounts for artists using Stripe and an open music-credits database. Founded by Stem co-founder Tim Luckow, the company aims to simplify artist payouts. This funding will fuel global expansion and the development of new platform features.

Adaptive is developing agentic accounting software for the construction industry. This funding round aims to advance their technology and expand their reach within the sector. The company focuses on automating financial processes for construction businesses.

Tabby is a BNPL unicorn expanding into consumer lending, SME finance, and everyday money management. They raised a $233 million Series F at a $6.5 billion valuation, pushing beyond their previous valuation set by a secondary sale last October.

Kastle is a company developing AI solutions for the banking sector. This funding round aims to support their growth and product development in the financial technology space.

A wealth app founded by former executives from Revolut and N26. The company has raised £2.7 million to develop its platform, aiming to provide users with tools and services for managing their wealth.

Crowwd is an investing platform. The company raised Rs 2.5 crore in a funding round.

Velocity has raised USD 10 million in an extension of its Series A round, bringing the total to USD 48 million. The funding, which includes participation from Visa Ventures and Circle Ventures, will support its stablecoin settlement, treasury, and liquidity infrastructure for global institutions. The company builds systems for banks, acquirers, merchants, and payment providers to facilitate payment-related money movement using stablecoins.

UGRO Capital is an India-based DataTech NBFC specializing in MSME and small-business financing. They provide loans to small businesses with limited access to formal credit, using a proprietary underwriting model. This funding will be used to finance women-owned and youth-led businesses, and eligible green projects.

RBL Bank has issued USD 350 million in senior unsecured notes at a 5.791% coupon, maturing in September 2031. This marks the bank's debut in the international debt market under its new USD 1 billion Euro Medium Term Note program, diversifying funding sources and strengthening its global financial presence. The issuance is supported by strong investment-grade ratings, including a Baa2 from Moody's.

Quartz is a London-based fintech startup that has raised £2.75 million in pre-seed funding to launch its AI-driven personal finance platform. The platform uses an AI assistant named Charlie to consolidate user pensions, ISAs, and savings into a single app, offering tailored financial insights to consumers who typically miss out on dedicated guidance. Founded in 2025 by former Revolut and N26 executives, the company aims to democratize wealth management through AI.

Opio is a French fintech startup that has raised €4 million to automate financial due diligence processes for auditors. Their specialized software collects, verifies, and structures financial data, aiming to reduce the time professionals spend on repetitive preparation work by 27%. The company targets transaction services professionals and has already gained users like Forvis Mazars and BDO across 15 countries.

Starway Technology operates a comprehensive B2B wealth technology platform for financial institutions. It offers a wide range of products including cash management, funds, structured notes, bonds, insurance, and virtual assets, alongside services like robo-advisory and discretionary account management. The company aims to empower financial institutions and corporate clients with advanced wealth management and capital operation technologies.

Fin is building stablecoin payments infrastructure. The company raised $20 million in seed funding led by Expa to support its development.

CreatorFi provides capital to independent media operators across gaming, music, content creators, and live experiences. The company advances capital against verified, recurring IP-based revenue streams like YouTube AdSense and Spotify royalties, with no equity taken. This funding round aims to scale their operations and provide a credit-first alternative to traditional financing for creators.

Paysika is a fintech company based in Cameroon that aims to expand into new African markets. The company recently secured $200,000 in pre-seed funding to support its growth and market entry strategies.

Veriqus Group is a wealthtech startup that focuses on providing digital wealth management solutions. It targets individual investors looking for alternative investment opportunities and fixed income products. The company raised around $40 million in a funding round led by Norwest Venture Partners.

Pave Finance is an AI-backed trading and portfolio management platform designed for financial advisors. The company aims to reduce the operational burden and costs associated with portfolio construction and management, offering personalized client strategies. With a valuation of $100 million, Pave has raised over $15 million in a Series A funding round to expand its market-facing and engineering teams.

MNZL is an Egyptian fintech startup focused on providing financial services. The company aims to scale its operations with the recent funding round, which will help enhance its offerings in the fintech space.

LSE Financial Services is a financial services company that is raising funds through a rights issue. This funding round aims to raise Rs. 159 million to support its operations and growth.

Tarabut is a Bahrain-founded financial infrastructure company focusing on embedded lending and credit decisioning in Saudi Arabia. They provide technology that helps banks verify customers, make credit decisions, and distribute financing through third-party platforms, particularly for SMEs. This latest funding aims to further develop their lending infrastructure.

Piston is a fintech company that provides embedded payment solutions for businesses. They aim to simplify payment processing for merchants. This funding round will help them expand their merchant network.

Kapital is a Mexico City-based neobank that has achieved unicorn status by raising $100 million at a $1.3 billion valuation. The company, founded in 2020, offers loans, credit cards, payroll, and employee benefits, serving 300,000 customers across Mexico, Colombia, and the US. The new funding will be used to expand its AI capabilities, and the company has already reported profitability.

Poonawalla Fincorp is a financial services company that has approved the issuance of secured, redeemable, rated, and listed non-convertible debentures (NCDs) worth up to ₹1,000 crore through a private placement. The company reported robust growth with its assets under management (AUM) rising 77.5% year-on-year.

Limetax is building an AI-powered roll-up of German tax and accounting firms to consolidate the fragmented market. The platform cuts bookkeeping time significantly by embedding AI agents into daily workflows, coordinating tasks across bookkeeping, payroll, and financial statements. This funding will accelerate market consolidation and AI platform rollout across partner firms.

Latitude is building infrastructure for stablecoin payments. The company aims to make it easier for businesses to integrate and utilize stablecoins for transactions. This funding will support the scaling of their payment solutions.

Split Pay is a fintech startup that helps users manage their paychecks and bills by fronting up to 50% of a bill for up to 30 days, bridging the gap between monthly bills and bi-weekly paychecks. They have raised $125 million across Series A and B rounds, with Khosla Ventures leading both, to further develop their AI-driven underwriting and expand their services.

ZeroRisk is an Irish fintech company that provides a payment risk platform. The company has raised €8.6 million to expand its services. This funding will likely be used to enhance its technology and reach a wider customer base in the financial sector.

Dela is a Sydney-based payments startup that aims to prevent scams in secondhand sales. It handles transactions for items sold on platforms like Facebook Marketplace and Gumtree, holding payments until buyers receive their goods. The recent seed funding will be used for product development.

Flowt is a Kenyan fintech company that uses AI to analyze businesses' financial records and convert them into lender-ready data. They focus on expanding lending to small climate-focused businesses that struggle to access traditional bank credit. The company has raised a $550,000 pre-seed round to support its goal of building a $1 million loan book by the end of 2026.

Motilal Oswal Financial Services has approved a Non-Convertible Debenture (NCD) issue of ₹200 crore. This fundraise will be conducted via private placement, indicating a targeted approach to securing capital from specific investors.

Instarc is a Ghanaian tech startup that has developed a digital platform to help financial institutions verify customer identities and meet regulatory requirements. By automating these checks, the platform enables companies to onboard customers faster while ensuring compliance. The company has raised $1.43 million to expand its services into South Africa.

Immediate has raised $13 million in Series B funding led by BankTech Ventures to expand from an employer-focused earned wage access platform into a broader financial infrastructure company. The capital will accelerate product development, expand strategic partnerships, and grow its private-label Embedded EWA platform for financial institutions. Immediate aims to connect employers, employees, and financial institutions around liquidity and financial wellness.

OpenReserve is building a blockchain-based bank designed for the internet age, aiming to provide continuous banking services that are always on and available. Unlike traditional banks with limited hours and outdated systems, OpenReserve leverages blockchain technology for instant settlement and support for atomic transactions, combining continuous money movement with regulated credit.

Diameter Pay provides payment infrastructure to banks, FinTech companies, and digital asset exchanges, offering U.S. dollar virtual accounts, payment rails, and stablecoin on/off-ramps. The company has raised $10 million in Series A funding to expand its banking, payments, and digital asset capabilities, particularly for foreign FinTech companies seeking U.S. dollar accounts.