Spense

Spense

FintechAsset-Backed LendingB2B📍 Bengaluru, India

Spense is a Bengaluru-based fintech startup focused on building a next-generation asset-backed credit infrastructure in India. The company aims to transform customer-owned assets into modern credit products, addressing the underutilization of financial assets in the lending ecosystem. With partnerships with major banks, Spense is already facilitating secured credit cards and credit lines backed by customer assets.

Total raised
$2.8M
tracked to date
Latest round
Seed
Jul 1, 2026
Known investors
8
led by Arkam Ventures
Press coverage
2
outlets tracked

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🏆 Featured in Datapile’s Q3 2026 India Funding Report

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Funding history

  1. 1
    $2.8MSeedJul 1, 2026

    Led by Arkam Ventures

    Announcement ↗

Founder

Pawan Kumar
Pawan Kumar
Co-Founder and CEO

Investors in Spense

Backers from this company's tracked funding rounds.

Spense in the news

Coverage of this company's funding, tracked by Datapile.

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